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🎓 Made for college students

You are not bad with money.
You just never had a system.

BreadStack gives you spending envelopes that enforce your budget. Food, Going Out, Coffee. Each stack has a limit. When it is gone, it is gone.

Download Free on the App StoreSee how it works ↓
• Free to download• No credit card• Works at any school
9:41
My Stacks
Week of Oct 14 🎓
A
SPENDING
🍕
Eating Out
Food
$42
of $200
🎉
Going Out
Wants
$88
of $300
☕
Coffee
Wants
$22
of $60
The real problem

Sound familiar?

💸

Broke by Wednesday

Your paycheck hits Sunday and somehow it is already half gone before your first class on Monday.

🍕

The eating out spiral

DoorDash, Chipotle, Raising Cane's, repeat. Forty dollars here, twenty there, and it never feels like much until rent is due.

🎉

Going out = going broke

Cover, drinks, the late-night food run, the Uber home. One Friday can wipe out a week of grocery money.

📱

Subscriptions you forgot

Spotify, Hulu, that gym you went to twice, the AI app your roommate told you about. They all hit on the same day every month.

How BreadStack fixes it

Envelopes that actually work.

01
📦

Create your stacks

Set up envelopes for the things you actually spend on. Eating Out, Going Out, Coffee, Groceries. Name them, set a limit, done.

02
💸

See your limits live

Each stack shows exactly how much you have left this week. Color-coded bars warn you before you hit zero.

03
✅

Log before you buy

Two taps before you swipe. Watching the balance drop in real time is what actually changes your behavior.

Whether you are at Mizzou, UCLA,
or anywhere in between.

BreadStack works for any US college student. Free on the App Store. No bank required.

100%
FREE TO START
< 3 min
SETUP
Any
SCHOOL, ANY STATE

Students who stopped going broke.

★★★★★

“Finally I know exactly how much going-out money I have left before Friday. Game changer.”

Alex M.
University of Missouri
★★★★★

“I was going through $400 a week without knowing where it went. BreadStack showed me in 3 days.”

Jordan K.
Florida State University
★★★★★

“My Eating Out stack ran out mid-month and I actually cooked instead of DoorDashing.”

Maya R.
UCLA

Frequently asked questions

Yes. The free plan gives you 3 spending stacks forever. No credit card, no trial, no gotcha. Pro is an optional upgrade for unlimited stacks and extras like debt tracking and widgets.
No. BreadStack works with manual entry. You log your spends, your stack balance drops. It works for cash, debit, credit, Venmo, Apple Pay, whatever you actually use.
Yep. A lot of students set their Eating Out stack for the times the meal plan does not cover, like late-night, weekends, and off-campus. You decide what each stack is for.
Nothing breaks. BreadStack does not block your card or freeze anything. The bar just turns red so you see it instantly. The point is awareness before you spend, not punishment after.
Not unless you choose to share. Your data is yours. Parent-facing features are opt-in only and live on a separate page (For Parents).
Yes. All data is encrypted in transit and at rest. We never sell your data and we do not connect to your bank, so there is nothing to leak.

Start free. Right now.

No credit card. No bank link. 3 minutes to your first stack.

Download Free on the App Store