Everything you need. Nothing you do not.
BreadStack is built around one idea: know exactly how much you have left before you spend. Every feature serves that goal.
Spending stacks that enforce your limits.
Create a named envelope for every spending category. Set a dollar limit. Every time you log a spend, the balance drops.
When the stack hits zero, you know you are done.
- Named categories (Food, Rent, Going Out)
- Progress bar shows exactly how much is left
- Color-coded by budget health (green→amber→red)
- Unlimited stacks on Pro
Track your debt. Watch it disappear.
Add any debt as a dedicated debt stack. Student loans, credit cards, car payments.
Log every payment and watch your payoff percentage climb.
- Track multiple debts separately
- Payoff progress bar per debt
- Total debt dashboard
- Payment history log
Split your paycheck before you spend it.
Enter your income. Drag sliders to allocate it across your stacks. The pie chart updates live.
When your income is fully allocated, you are ready for the month.
- Income-based allocation
- Live pie chart
- Per-stack sliders
- Reset each budget cycle
See where your money actually goes.
Insights shows you which stacks you blow through fastest, how your spending patterns change month to month, and where you consistently overspend.
Spot the habit before it becomes the reason your budget breaks.
- Stack spend velocity
- Month-over-month comparison
- Most overspent categories
- Trend lines
Ring-fence money you will not touch.
Create a Savings Goal stack and add money to it over time.
Watch it grow toward your target, whether that is an emergency fund, spring break trip, new laptop, or whatever you are saving for.
- Named savings goals
- Progress toward target
- Separate from spending stacks
- Visual goal progress bar in gold
See your stacks without opening the app.
Add a BreadStack widget to your iPhone home screen.
See your stack balances at a glance. No need to open the app before every purchase.
- Small and medium widget sizes
- Updates when you log a spend
- Choose which stacks to show
- Works on iPhone home and lock screen
Free vs Pro. Which do you need?
Start with the core loop. Upgrade when your system grows.