No bank link needed Student controls their data Free to download
How it works
Three steps to peace of mind.
01
📲
Student sets up stacks
Your student downloads BreadStack, creates spending envelopes (Food, Going Out, Rent), sets a budget. Takes 3 minutes.
02
💰
You fund their stacks
Send money directly into specific stacks. The money goes exactly where you intend.
03
👁️
You see balances, not transactions
See how much is left in each stack. Individual purchases stay private. Trust plus visibility.
🔒 Parent view requires BreadStack Pro for $39.99/yr
Privacy model
You see the balance. Not the receipts.
Privacy is built into the model. You know your student is not overspending on Going Out. You do not need to know which bar.
✅
Balance visibility
Real-time stack balances. See at a glance how much is left in each envelope.
✅
Category-level funding
Send money to specific stacks. Rent money goes to rent. Groceries money goes to groceries.
🔒
Transaction privacy
Individual purchases stay private. You see the balance, not the receipts.
Jordan's Budget
On track
🏠Rent
$700
🛒Groceries
$62
🎉Going Out
$18
Transaction details: private
Peace of mind
Less worry. More trust.
💬
No more money texts
"Did you eat?" "Did you get enough?" Replaced with a glance at the app.
🔒
Their money, their responsibility
They control their data and their spending. You enable, you do not control.
📊
Real-time balance view
See balances refresh as they log spends. No exports. No spreadsheets. Just clarity.
Common questions
Parents ask. We answer.
Your student shares their stack balances with you through BreadStack. You get a read-only view of how much is left in each envelope, like Rent, Groceries, Going Out, or whatever they have set up. No transactions, no merchant names, just the balance.
Yes. You can fund a specific envelope directly, so rent money lands in the Rent stack and grocery money lands in Groceries. The money goes exactly where you intend.
They will see the stack drop into the red and know they have run out for that category. BreadStack does not block spending. It builds awareness. That is the lesson. Overspending in one stack is a teaching moment, not a crisis.
No. BreadStack works entirely with manual logging. Your student logs each spend, the balance drops. No Plaid, no bank credentials, no security risk. It is private by design.
BreadStack is free to download with 3 spending stacks. However, the parent view, where you can see your student's stack balances, requires BreadStack Pro ($39.99/year or $2.99/week). Your student can start free and upgrade when they're ready for the full experience.
Give your student the tools to manage money well.
Share BreadStack with them. Student downloads free. Parent view unlocks with Pro.