A green progress bar shows what percent of each debt you have paid off. 8% paid off today becomes 15% next month.
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Multiple debt stacks
Track student loans AND your credit card AND a personal loan, all in separate stacks. See your total debt at a glance.
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Running total
BreadStack shows your total remaining debt across all debt stacks. Watch the number shrink every time you pay.
Who this is for
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Student loan borrowers
Navient, MOHELA, Sallie Mae. Wherever your loans live, log them in BreadStack. See exactly what you owe.
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Credit card debt
Carrying a balance? Log it as a debt stack, set a monthly payment goal, and track your payoff.
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Parent PLUS loans
Parents who took loans for their kids can track them alongside their student using BreadStack.
Frequently asked questions
Pro feature. Free plan tracks up to 3 stacks total. A Pro plan ($39.99/yr) gives you unlimited stacks including unlimited debt stacks.
No. Everything is manual. You log the payments yourself. That keeps it private and works with any lender.
Yes with Pro. Student loans, credit cards, car payments. Each gets its own stack with its own progress bar.
BreadStack does not sync to your bank. You log manually, which means you are actively aware of every payment. It builds the habit, not just the dashboard.
Log it like any other payment. Your balance drops more, your progress percentage jumps. Feels amazing.
Why college students need a debt tracker
The average college student graduates with over $30,000 in student loan debt, and most have no idea what their actual payoff timeline looks like. A debt tracker app gives you the visibility to stop ignoring the number and start working against it.
BreadStack makes debt tracking simple: add your debt, log every payment, watch the progress bar fill. No spreadsheets, no bank connections, no complicated dashboards. Just your debt and your payments.
Whether you are dealing with federal student loans, private loans, or credit card debt from college, BreadStack gives you a dedicated stack for each one. Track them all, see your total, and make every payment count.