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Now on the App Store

Stop going broke
before Friday.

Envelope budgeting that actually stops you from overspending. Made for college students who want their money to last all week.

Download Free on the App StoreSee how it works ↓
9:41
My Stacks
Evening, Wesam 👋
W
SPENDING
🍕
Eating Out
Food
$103
of $200
🎉
Going Out
Wants
$88
of $300
☕
Coffee
Wants
$22
of $60
MY DEBT+
💳
Credit Card
Debt
$485
of $700 original
‹
Eating Out
🍕
$103
remaining of $200 budget
52% remaining
💸 Log Spend
RECENT
Chipotle
Today · 12:34 PM
−$14.75
Trader Joe's
Yesterday
−$42.10
Cancel
Log Spend
AMOUNT SPENT
$0
🍕 Eating Out
1
2
3
4
5
6
7
8
9
.
0
✓
Spend logged!
Food Stack balance updated.
NEW BALANCE
$60.50
Stacks
Budget
Insights
Settings
$0
TO GET STARTED
< 3 min
TO YOUR FIRST STACK
$39.99
PRO PLAN PER YEAR
∞
STACKS ON PRO
How it works

Simple as 1-2-3

No spreadsheets. No guilt. Just clarity on where your money is going before it's gone.

01

📦Create your stacks

Set up spending envelopes for Food, Rent, Going Out, or whatever categories match your life. Name them. Add an emoji. Make it yours.

02

💸Allocate your income

Drag sliders to split your paycheck across every stack. The budget calculator shows you exactly how much each category gets.

03

✅Log every spend

Tap Log, enter the amount, done. Your stack balance drops in real time. No bank connection. Just you, your money, and awareness.

Try the interactive demo →
9:41
My Stacks
Evening, Wesam 👋
W
SPENDING
🍕
Eating Out
Food
$103
of $200
🎉
Going Out
Wants
$88
of $300
☕
Coffee
Wants
$22
of $60
MY DEBT+
💳
Credit Card
Debt
$485
of $700 original
Stacks
Budget
Insights
Settings
Features

Everything you need to stay on budget

No bank connection required. Works with cash, debit, credit, and whatever you're using.

📦

Envelope Stacks

Create named spending envelopes for every category. Money stays where you put it until you spend it.

New in v1.1
💳

Debt Tracking

Log your debts, make payments, and watch your payoff progress. See exactly how far you've come.

🥧

Budget Calculator

Enter your income and drag sliders to split it across your stacks. The pie chart updates live.

📊

Spending Insights

See which stacks you blow through first, where you overspend, and how your habits are shifting.

💰

Savings Goals

Ring-fence money you won't touch. Set a savings target and watch it grow every budget cycle.

📱

iOS Widgets

See your stack balances right from your home screen. No need to open the app every time.

Pricing

Start free. Upgrade when ready.

No pressure. The free plan is genuinely useful.

FREE
$0
Forever free
  • 3 spending stacks
  • Manual spend logging
  • Basic insights
Download Free
PRO
$39.99
per year · ~$3.33/mo
  • Unlimited stacks
  • Budget calculator
  • Debt tracking + payoff progress
  • Full spending insights
  • iOS home screen widgets
  • Priority support
Get Pro for $39.99/yr

Frequently asked questions

Yes. The free plan gives you 3 spending stacks forever. No credit card, no trial period, no gotcha. Upgrade to Pro when you want unlimited stacks and debt tracking.
No. BreadStack works with manual entry. You log your spends, your stack balance drops. Simple, private, and it works for cash, debit, and credit.
Free gives you 3 stacks and the core budgeting loop. Pro unlocks unlimited stacks, debt tracking, spending insights, iOS widgets, and priority support.
Yes. All data is encrypted in transit and at rest via Supabase's secure infrastructure. We never sell your data. Ever.
The BreadStack card is in development. It'll ship after we hit enough users to launch responsibly. The app works great as a standalone budgeting tool in the meantime.

Who is BreadStack for?

🌎

For Everyone

Tired of living paycheck to paycheck? BreadStack works for anyone who wants to know exactly where their money is going and stop it from disappearing.

Get Started →
🎓

For College Students

Broke before Friday? BreadStack is built for the student who wants to stop overspending on nights out without giving up the nights out.

For Students →
👪

For Parents

Send money to your student and see exactly how it's being allocated without micromanaging every purchase.

For Parents →