Community Guidelines

✅ What We Expect

• Be honest. Provide accurate information when creating your account and linking your bank.
• Use it for yourself. BreadStack accounts are personal. Don't create accounts on behalf of others or share your card with people you don't trust.
• Protect your access. Keep your password and device secure. You are responsible for activity under your account.
• Use shared envelopes responsibly. Shared envelopes are for people you trust. roommates, partners, family. Don't add people to shared envelopes without their consent.

🚫 What's Not Allowed

• Fraud or deception. Do not use BreadStack to launder money, circumvent financial controls, or make fraudulent purchases.
• Illegal purchases. The BreadStack card may not be used for illegal goods or services.
• Gambling. Using the card for online gambling or betting platforms is prohibited.
• Multiple accounts. Do not create multiple accounts to circumvent Free tier limits or receive promotional benefits more than once.
• Abuse of the parent portal. The parent funding feature is for legitimate parental financial support. not for collecting money from strangers.
• Circumventing envelope controls. Do not attempt to manipulate envelope balances through technical means.

🤝 Shared Envelopes

Shared envelopes let trusted people contribute to and spend from the same envelope. When using shared envelopes:

• Only invite people you know and trust
• Both parties are responsible for spending within the envelope
• Do not use shared envelopes as a payment collection mechanism for strangers

⚠️ Enforcement

Violations of these guidelines may result in:

• A warning and required correction
• Temporary suspension of card or app access
• Permanent account termination
• Reporting to relevant authorities for illegal activity

We aim to be fair. If you believe your account was actioned in error, contact us at [email protected].

💬 Questions or Concerns

If you see something that violates these guidelines or have a question about what's allowed, reach out at [email protected]. We read every message.